Benefits Summaries & Orientation
Your recent appointment qualifies you to choose from (4) Medical Plans and a Life Insurance Benefit equal to your base annual salary.
Annual Open Enrollment
Open enrollment occurs in November. During this faculty and staff have the opportunity to make plan changes and/or add/drop dependents from their coverage. If you change plans during open enrollment you will be given a replacement Plan Document for that policy. Any changes made during open enrollment are effective January 1st.You must notify Human Resources within 30 days of any of the above qualifying events to be eligible to make any changes in your coverage or 60 days for your dependents or household members to be eligible for coverage continuation through COBRA.
Reminder: Change in Status Regulations
The plans you select (medical, dental, vision, and/or flexible spending accounts) will remain in effect until December 31 unless you have a major change in status. Such changes include the following:
If you or a dependent should lose coverage under the medical plan, you may be eligible for a continuation of benefits through COBRA. Be sure to read and become familiar with the COBRA provisions for each benefit plan. They are in the summary plan description.
Single, Dual or Family Coverage
When you choose a plan option, you may select coverage for you (single coverage), for you and one dependent (dual coverage) or for you and two or more dependents (family coverage). Dependent children are eligible for benefits until age 26 (All medical plans only), or until age 27 (for GVSU Standard PPO Plan, HDHP/HSA and Dental ), if the child is currently a full-time student in an accredited school. Your cost will depend upon the plan you select and the coverage you choose. Physically or mentally handicapped children may be covered regardless of their age. The term "children" includes your natural children, adopted children, or children placed for adoption, stepchildren who live with you, or children for whom you are the legal guardian and who live with you.
If You and Your Spouse Work at GVSU
If you and your spouse work at GVSU as regular faculty or staff, both of you must enroll in a medical plan. If you choose "no coverage" under your medical plan, you must be covered on your spouse's plan and you will not receive the medical credit for waiving coverage.