Student loans, like any consumer loans, must be repaid. In addition to federal loans, there are alternative loan options available to you. Federal loans often have the best interest rates, deferment options, and repayment plans. Therefore, you should exhaust your eligibility for federal loans prior to considering other loans. The Budget Control Act (BCA) of 2011 was signed into law on August 2, 2011. This Act makes two changes to the Federal Direct Stafford Loan Program. Please review a letter from the U.S. Department of Education which summarizes these changes.

Note: In order to receive federal loans, students must be registered at least half-time. Half-time is a minimum of 6 credits per semester for undergraduate students and 4.5 credits per semester for graduate students.

Student Loans

Parent Loans

Loan Limits