Student Health Insurance
GVSU currently doesn't require domestic students to provide evidence that they're covered by health insurance. However, we strongly encourage all of our students to be insured.
WHY GET HEALTH INSURANCE?
Please be aware that the University's insurance programs do not cover injury or illness sustained by a student; even if the injury or illness is a result of an educational opportunity, a sponsored activity, or other incidents that occur either on or off campus. Please review your medical insurance coverage to ensure that it is both adequate for your needs, and applicable in the State of Michigan. If you are studying or working abroad, it is particularly important to ensure that your personal health insurance will respond in the territories where you are traveling.
If You're Currently Uninsured
Healthy Michigan Plan
The Healthy Michigan Plan provides health care benefits to Michigan residents at a low cost so that more people can have health care coverage.
For more info, call 1-855-789-5610 or visit the website.
Federal Health Insurance Exchange
The Health Insurance Exchange is the place where people without health care insurance can find information about health insurance options and also purchase health care insurance. Information can also be found regarding eligibility for help with paying premiums and reducing out-of-pocket costs.
For more info, call 1-800-318-2596 or visit the website.
Students who are not United States residents
- Visit Health Information - International Students - Grand Valley State University (gvsu.edu) for more information.
- Questions about the insurance requirements may be directed to Padnos International Center at [email protected].
All transactions, communications and administration of the insurance products and services are strictly between the user and the service providers. GVSU does not benefit financially in any way from these insurance products.
If you have further questions, contact [email protected].
Campus Health Center Accepted Insurances
Commercial
Access Health (HMO) • Aetna (PPO) • Aetna Michigan Preferred (PPO) • Alliance Health and Life (EPO/POS/PPO) • ASR (PPO) • BCBSM • BCBSM Blue Preferred Plus (BPP) (PPO) • BCBSM Premier (PPO) • Blue Care Network (BCN) (HMO) • Blue Care Network Preferred (HMO) • Blue Care Network Behavioral Health • Cigna (Covered under Priority Health PPO) • Cofinity (PPO, Auto, Work Comp) • Cofinity Advantage (PPO) • First Health • HAP (HMO) • HAP Preferred Inc (HPI) (PPO) • Humana (PPO) • Magellan (Behavioral Health) [Grand Rapids] • Molina Healthcare of Michigan (HMO) • NPPN (PPO) [Muskegon, Lakeshore] • Optum Health (UBH) (Behavioral Health) [Grand Rapids] • Oscar (EPO) • Priority Health (HMO/PPO) • Surest (A UHC Plan) • Tricare (Humana) (PPO) • United Healthcare (PPO)
Medicaid
• Blue Cross Complete (BCC) (HMO) • McLaren Medicaid – eff 01/01/2024 • Meridian Health Plan of Michigan (HMO) – PCP Practices Only are closed to new patients unless patient is part of an already established family, i.e., a newborn. • Molina Healthcare of Michigan (HMO) • Priority Health (HMO) • State Medicaid • United Healthcare Community Plan (HMO)
Medicare
• Aetna (HMO/PPO/POS) • Align Senior Care/Ally Align (HMO) • Alliance Health and Life (AHLIC) (PPO) • BCBSM (Medicare Plus Blue) (PPO) • Blue Care Network MA (HMO) • HAP (HMO/PPO) • Humana (HMO/PPO/PFFS) • Life Circles (HMO) [Muskegon] • Molina Healthcare of Michigan (HMO) • Priority Health (HMO) • Trinity Health Plan of Michigan • United HealthCare Medicare (PPO)
Community
Oceana Sheriff [Muskegon, Lakeshore]
Government/ Military
Veteran’s Administration (VA)/CCN/Optum (HMO)
Marketplace
Participating
• BCBS/BCN • Priority Health – Narrow network policies outside of THMG are non-participating • Oscar • Molina
Common Non-Participating Insurances
Common Non-Participating Insurances: • Meridian WellCare Medicare Advantage • Meridian Complete • MultiPlan/PHCS • United HealthCare Medicare Advantage Dual (HMO) • United HealthCare Medicare Advantage (HMO)
Non-participating marketplace • United Healthcare • Ambetter • McLaren • Physicians Health Plan
LewerMark International Student Insurance
This insurance is accepted but is new to the Campus Health Center. Meaning the CHC is unable to verified electronically.
A few Points -
- An insurance card is still needed
- it's important to connect with LewerMark to ensure your diagnosis is covered prior to your visit.
- Insurance requires a referral to be sent to them (this is unique to LewerMark) for certain specialty offices such as physical therapy. The referral also needs to be signed by only a doctor (MD or DO only) for it to be approved.